Welcome


We work with high net worth clients. We act for individuals, families, professionals, business owners, retirees and pre-retirees, and companies engaged in the agriculture and fishing industries, among others.


Investable asset size is just one of several factors involved when we enter into a new relationship. Accordingly, we welcome the opportunity to talk with young professionals with whom we can build a robust client partnership offering long-term wealth building opportunity and significant potential asset growth.

Latest news


Keeping you up-to-date & informed

Business succession & sale

The importance of an exit strategy

August 31, 2016

business-succession-sale

At Team Ritcey we recognize that we are in the middle of the largest exit of business assets in history. Approximately $40 trillion is in transition in the United States and Canada alone. That transition is happening now. Your business is, potentially, part of it.

In our experience as wealth advisors, business owners are crystal clear about one issue: Founding your company is the single most important financial decision you ever made. But they are less clear about an, equally crucial, second issue: The importance of an exit strategy.

Astonishingly, only about 10% of business owners have a written business sale or succession plan. To say that the remaining 90% are floundering in the dark is an understatement. Especially considering the consequences of a mistake.

Read More…

Equity markets

The midday update

August 24, 2016

the-midday-update

Canadian stocks are up for a second day, led by banks after quarterly results from the Bank of Montreal (BMO) beat estimates. The S&P/TSX Composite Index is up 0.1% after halting a four-day slide. The S&P/TSX remains the second-best performing developed market in the world this year behind New Zealand. On the S&P/TSX Composite Index seven sectors are down while the Energy, Financials and Infotech sectors are gaining.

Bank of Montreal (BMO) is up 2.07% as third-quarter adjusted profit was C$1.94 a share, beating the C$1.81 average estimate of 15 analysts surveyed by Bloomberg.

TMX Group (X) is down 2.48% after three Canadian pension funds agreed to sell 1.8 million shares of the company in a secondary transaction priced at $57.70/share.

Read more…


Daily Research

Scotia Wealth Management Portfolio Advisory Group


View all latest news

Your team


Discover the basic principles that we follow

The Ritcey Team – supported by our Wealth Specialists who offer financial, tax, insurance, estate planning and private banking services – our team consists of two dedicated wealth management professionals who have worked together as partners for almost 20 years, David Ritcey and Kate Whynot.


David J. Ritcey

Portfolio Manager

After completing Bachelor of Science and Bachelor of Business Administration degrees from Acadia University, Dave has been with Scotia Wealth Management for the past 24 years. As a licensed Portfolio Manager, Dave has the discretion to make investment decisions on a client’s behalf should a client desire to fully delegate day-to-day portfolio management. He is one of very few Scotia Wealth Management advisors across Canada to have this capability. Read More…

(902) 678-0048 ·   Email David · Connect on LinkedIn


Kate Whynot

Senior Associate

After graduating from Acadia University with a Diploma in Business Administration, Kate began her career at Scotia Wealth Management in May of 1998. She joined The Ritcey Team in July of 1998 and brings with her a broad knowledge of investments and superior skills in servicing clients. Kate handles all administrative issues and assists in the maintenance, and review of client portfolios. Read More…

(902) 678-3285 ·   Email Kate · Connect on LinkedIn


Team of specialists

What we do


We are strategic wealth managers

We offer our clients a uniquely personal wealth building experience based on direct contact with an accessible, competent, and motivated team.Below is a summary of just a few of the services we offer through Scotia Wealth Management.


Wealth management

Wealth ManagementPortfolio development and investment management are crucial elements in wealth building. But they only represent part of the story. We are strategic wealth managers. This means that we consider the total implications of wealth building, from financial and tax strategy, to insurance, estate planning, legacy creation, wealth transfer and more. All are ultimately connected. We can help you see the total picture.

Tax planning*

Tax planningYou worked hard to earn your money and you want to see as much of it as possible work for you. Building and protecting your wealth requires a careful look at your overall financial situation, particularly your own personal circumstances and the tax implications of your investments. By structuring the right mix of investments you can pay less tax and ensure you are receiving optimal risk-adjusted returns. Let us advise you.

Retirement planning

Retirement planningFor some people, retirement means having the financial flexibility to change your daily routine without worrying about your finances. For others, it means sitting back and doing all the things you have wanted to do but never had the time to do. Starting today, we will help ensure that you reach your retirement goals and objectives, based on careful planning and the best possible counsel and advice. Let us help you get going.

Estate planning

Estate planningEstate planning is about life – in the present and in the future. Most importantly, estate planning is about the life of your family, your loved ones and the peace of mind you get from helping to provide for their financial security. Whether your estate is large or of modest value, your estate plan should be part of your total financial strategy and based on solid financial planning principles. We’re here to help. Estate planning is offered through Scotiatrust.


Contact us


How to get in touch with our team

1 Webster Street, Kentville, Nova Scotia, B4N 1H4, Canada

David J. Ritcey · (902) 678-0048 · Email David
Kate Whynot · (902) 678-3285 · Email Kate


The Ritcey Team - Scotia Wealth Management Kentville


The Ritcey Team - Scotia Wealth Management Kentville
The Ritcey Team - Scotia Wealth Management Kentville
The Ritcey Team - Scotia Wealth Management Kentville