Welcome


We work with high net worth clients. We act for individuals, families, professionals, business owners, retirees and pre-retirees, and companies engaged in the agriculture and fishing industries, among others.


Investable asset size is just one of several factors involved when we enter into a new relationship. Accordingly, we welcome the opportunity to talk with young professionals with whom we can build a robust client partnership offering long-term wealth building opportunity and significant potential asset growth.

Latest news


Keeping you up-to-date & informed

2017 Federal Budget

A summary of the Budget 2017 tax changes

March 23, 2017

On March 22, 2017, Finance Minister Bill Morneau delivered the Liberal government’s 2017 Federal Budget. The budget estimates a deficit of $23 billion for 2016 – 2017 and a deficit of $28.5 billion for 2017 – 2018. Canada’s national debt will increase by $143 billion over the next five years and is expected to be approximately $759 billion at the end of 2021 – 2022.

The theme of this year’s budget is “wait and see” as the Liberal government seems to have been hesitant in tabling any significant tax changes. This may relate to President Donald Trump’s promise of a Republican tax reform plan, which is expected to lower both personal and corporate taxes in the United States.

Read more…

Telecommunication services

Canadian & U.S. morning comments

March 21, 2017

When high-speed Internet was first introduced in the 1990s, cablecos and telcos started to compete against each other for the first time. But because it was a nascent market, both were able to enjoy Internet subscriber growth with the market and competition generally balanced. Since 2005, the battle has been more intense, with each winning share over multiple-year cycles. From 2005 to 2009, cablecos started to gain Internet share with the help of triple-play bundles leveraging their entrance into cable telephony. In 2010, the tides reversed as telcos began to gain share with differentiated Internet Protocol television (IPTV) services bundled with Internet services; this lasted about six years. We believe 2016 marks another inflection point and the start of another multiple-year cycle – this time, we believe it will be led by cablecos focusing on higher-speed Internet services before the telcos’ fibre-to-the-home (FTTH) expansion is complete. We believe this will be further enhanced by cablecos’ improved next-generation TV solution with the help of Comcast’s X1 platform.

Read more…


Daily Research

Scotia Wealth Management Portfolio Advisory Group


View all latest news

Your team


Discover the basic principles that we follow

The Ritcey Team – supported by our Wealth Specialists who offer financial, tax, insurance, estate planning and private banking services – our team consists of two dedicated wealth management professionals who have worked together as partners for almost 20 years, David Ritcey and Kate Whynot.


David J. Ritcey

Portfolio Manager

After completing Bachelor of Science and Bachelor of Business Administration degrees from Acadia University, Dave has been with Scotia Wealth Management for the past 25 years. As a licensed Portfolio Manager, Dave has the discretion to make investment decisions on a client’s behalf should a client desire to fully delegate day-to-day portfolio management. He is one of very few Scotia Wealth Management advisors across Canada to have this capability. Read More…

(902) 678-0048 ·   Email David · Connect on LinkedIn


Kate Whynot

Senior Associate

After graduating from Acadia University with a Diploma in Business Administration, Kate began her career at Scotia Wealth Management in May of 1998. She joined The Ritcey Team in July of 1998 and brings with her a broad knowledge of investments and superior skills in servicing clients. Kate handles all administrative issues and assists in the maintenance, and review of client portfolios. Read More…

(902) 678-3285 ·   Email Kate · Connect on LinkedIn


Team of specialists

What we do


We are strategic wealth managers

We offer our clients a uniquely personal wealth building experience based on direct contact with an accessible, competent, and motivated team.Below is a summary of just a few of the services we offer through Scotia Wealth Management.


Wealth management

Wealth ManagementPortfolio development and investment management are crucial elements in wealth building. But they only represent part of the story. We are strategic wealth managers. This means that we consider the total implications of wealth building, from financial and tax strategy, to insurance, estate planning, legacy creation, wealth transfer and more. All are ultimately connected. We can help you see the total picture.

Tax planning*

Tax planningYou worked hard to earn your money and you want to see as much of it as possible work for you. Building and protecting your wealth requires a careful look at your overall financial situation, particularly your own personal circumstances and the tax implications of your investments. By structuring the right mix of investments you can pay less tax and ensure you are receiving optimal risk-adjusted returns. Let us advise you.

Retirement planning

Retirement planningFor some people, retirement means having the financial flexibility to change your daily routine without worrying about your finances. For others, it means sitting back and doing all the things you have wanted to do but never had the time to do. Starting today, we will help ensure that you reach your retirement goals and objectives, based on careful planning and the best possible counsel and advice. Let us help you get going.

Estate planning

Estate planningEstate planning is about life – in the present and in the future. Most importantly, estate planning is about the life of your family, your loved ones and the peace of mind you get from helping to provide for their financial security. Whether your estate is large or of modest value, your estate plan should be part of your total financial strategy and based on solid financial planning principles. We’re here to help. Estate planning is offered through Scotiatrust.


Contact us


How to get in touch with our team

1 Webster Street, Kentville, Nova Scotia, B4N 1H4, Canada

David J. Ritcey · (902) 678-0048 · Email David
Kate Whynot · (902) 678-3285 · Email Kate


The Ritcey Team - Scotia Wealth Management Kentville


The Ritcey Team - Scotia Wealth Management Kentville
The Ritcey Team - Scotia Wealth Management Kentville
The Ritcey Team - Scotia Wealth Management Kentville