We work with high net worth clients. We act for individuals, families, professionals, business owners, retirees and pre-retirees, and companies engaged in the agriculture and fishing industries, among others.

Investable asset size is just one of several factors involved when we enter into a new relationship. Accordingly, we welcome the opportunity to talk with young professionals with whom we can build a robust client partnership offering long-term wealth building opportunity and significant potential asset growth.

Latest news

Keeping you up-to-date & informed

Canadian equities have started the day in positive territory

The Midday Update

March 20, 2018

Canadian equities have started the day in positive territory. The S&P/TSX Composite index is up 0.2%, with seven of eleven sectors in the green at midday.

In corporate news, BlackBerry Ltd. (BB) and Microsoft Corp. (MSFT) announced a strategic partnership to enhance the security of mobile Microsoft Office 365 applications used by enterprise customers. The market reacted favourably to the news, driving BB shares higher. Shares of Alimentation Couche-Tard Inc. (ATD.b) are in the red today after the company announced Q3F2018 results. Revenue of US$15.79bn was largely in line with the consensus estimate of US$15.54bn, but adj. EPS of US$0.54 fell short of the US$0.74 consensus estimate. The Scotiabank GBM analyst ascribed the miss to a weaker-than-expected U.S. fuel margin, a YOY decline in European merchandise gross margin, and increased hurricane clean-up costs.

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Multi-tasking mania

The Ritcey Report

March 15, 2018

Like most of you, I consider that my multi-tasking skills are an asset. Most of the people in my professional circle are gifted multi-taskers, sliding seamlessly from one project to another – often coping successfully with a multiplicity of projects apparently at the same time. The key word here is apparently.

According to Common Sense Media1: ‘Multi-tasking is doing several tasks at the same time, such as texting while watching TV, posting on Instagram while talking to friends, or switching among programs on a computer.

Kids who are socially active on their devices often multi-task. It may make them less productive because the brain must refocus every time it switches to a new activity. They also may have trouble remembering things that occurred while they were multitasking. Some research even suggests heavy multi-tasking may be associated with social anxiety and depression.’

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Daily Research

Scotia Wealth Management Portfolio Advisory Group

Your team

Discover the basic principles that we follow

The Ritcey Team – supported by our Wealth Specialists who offer financial, tax, insurance, estate planning and private banking services – our team consists of two dedicated wealth management professionals who have worked together as partners for almost 20 years, David Ritcey and Kate Whynot.

David J. Ritcey

Portfolio Manager

After completing Bachelor of Science and Bachelor of Business Administration degrees from Acadia University, Dave has been with Scotia Wealth Management for the past 25 years. As a licensed Portfolio Manager, Dave has the discretion to make investment decisions on a client’s behalf should a client desire to fully delegate day-to-day portfolio management. He is one of very few Scotia Wealth Management advisors across Canada to have this capability. Read More…

(902) 678-0048 ·   Email David · Connect on LinkedIn

Kate Whynot

Senior Associate

After graduating from Acadia University with a Diploma in Business Administration, Kate began her career at Scotia Wealth Management in May of 1998. She joined The Ritcey Team in July of 1998 and brings with her a broad knowledge of investments and superior skills in servicing clients. Kate handles all administrative issues and assists in the maintenance, and review of client portfolios. Read More…

(902) 678-3285 ·   Email Kate · Connect on LinkedIn

Team of specialists

What we do

We are strategic wealth managers

We offer our clients a uniquely personal wealth building experience based on direct contact with an accessible, competent, and motivated team.Below is a summary of just a few of the services we offer through Scotia Wealth Management.

Wealth management

Wealth ManagementPortfolio development and investment management are crucial elements in wealth building. But they only represent part of the story. We are strategic wealth managers. This means that we consider the total implications of wealth building, from financial and tax strategy, to insurance, estate planning, legacy creation, wealth transfer and more. All are ultimately connected. We can help you see the total picture.

Tax planning*

Tax planningYou worked hard to earn your money and you want to see as much of it as possible work for you. Building and protecting your wealth requires a careful look at your overall financial situation, particularly your own personal circumstances and the tax implications of your investments. By structuring the right mix of investments you can pay less tax and ensure you are receiving optimal risk-adjusted returns. Let us advise you.

Retirement planning

Retirement planningFor some people, retirement means having the financial flexibility to change your daily routine without worrying about your finances. For others, it means sitting back and doing all the things you have wanted to do but never had the time to do. Starting today, we will help ensure that you reach your retirement goals and objectives, based on careful planning and the best possible counsel and advice. Let us help you get going.

Estate planning

Estate planningEstate planning is about life – in the present and in the future. Most importantly, estate planning is about the life of your family, your loved ones and the peace of mind you get from helping to provide for their financial security. Whether your estate is large or of modest value, your estate plan should be part of your total financial strategy and based on solid financial planning principles. We’re here to help. Estate planning is offered through Scotiatrust.

Contact us

How to get in touch with our team

1 Webster Street, Kentville, Nova Scotia, B4N 1H4, Canada

David J. Ritcey · (902) 678-0048 · Email David
Kate Whynot · (902) 678-3285 · Email Kate