The blended family: Managing family finances

The Ritcey Report

July 6, 2017

Last year an issue of ADVISOR.CA (August 3, 2016) carried a fascinating article about the Blended Family. According to the 2011 Canadian census, stepfamilies with children represent approximately one in eight of the total.

The evidence suggests that while most blended families live contentedly and co-exist happily along with one another, there remain some issues that can lead to unanticipated difficulties if left unaddressed.

The issues, though easy to resolve, mainly occur in the areas of financial and estate planning – areas in which we at The Ritcey Team have considerable expertise. What follows is a brief overview of five issues that you should look out for:

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Summer volatility upon us; healthy sector rotation sets in

Here's what we're thinking

July 4, 2017

Global markets have generally moved sideways in wide ranges over the past couple of weeks with equity and bond markets largely flat while commodities have slid further as currencies gained in relation to the U.S. dollar. Global economic data trends have remained mostly consistent with forecasts for stronger growth this year, underpinning improved corporate revenue and earnings outlooks. However, a notable exception has been the data flow in the U.S. where recent modest disappointments have led to some marking down 2017 GDP forecasts (including the IMF), resulting in the consensus gravitating to our own house view (2.2%).

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